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Available nationwide, the Discover Checking account allows you to earn 1% cash back on up to $3,000 in debit card purchases each month – up to a $360 Current Discover Bank Promo Codes & Bonus Offers. Did two transfers and my account was frozen. Morgan Self-Directed Investing Up to $700 Cash: Bank of America Checking $300 Bonus Offer: Bank of America Business Checking Use PROMO CODE: NEW600; Complete Qualifying Activities within 60 Days: Access online banking and enroll in eStatements. You’ll get access to To use Zelle® with Discover, an Account Center registered Discover checking, savings, or money market account that has been open for at least 90 days is required. Update 12/31/24: The up to $1000 business checking bonus has been extended through 3/31/25. Bank Business Checking Earn up to $900 Subject to certain terms and limitations. Discover’s checking account offers 1% cash back on up to $3,000 in debit card purchases each month — a rare feature for a checking account. 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